Additional Coverage and Endorsements we offer:

Emergency Colic Surgery Coverage :

Provides coverage for emergency colic surgery expense up to $5,000. This endorsement is automatically added to policies with horses used for Racing and in Race Training only, at no additional cost. Emergency Colic Surgery Coverage can be added to any policy and use of horse for an additional premium. There are two limits to choose from, $5,000. and $10,000. Please call for pricing and details.

Major Medical :

Provides coverage for veterinary expense, which results from accident, illness, disease and surgery. There are three limits to choose from. Pricing and Deductible vary by limit, please call our office for pricing.

Stallion AS&D (Infertility) :

Specifically for Breeding Stallions to protect against infertility which occurs as a result of accident, sickness, disease or injury. There is an additional charge for this endorsement.

Prospective Foal Coverage :

Coverage provided for the loss of an unborn foal. A satisfactory veterinarian examination must be provided prior to inception of the policy, stating an ultrasound was performed at NO earlier than 42 days in foal and was shown to be negative for twins. Terms of coverage and pricing vary; please contact our office for complete details.

Barrenness :

Coverage for Broodmares only. Coverage for failure to reproduce from any cause in mares which are neither pregnant or maiden at commencement of the breeding season and are covered by this insurance. Rates vary; please contact our office for complete details.

Stallion First Season Infertility :

Also known as Congenital Infertility. This coverage is for stallions entering stud for the first time. Coverage is provided for the congenital inability of the insured stallion to breed mares or any congenital abnormality of his semen. Please call our office for pricing and details.

Trip Transit Coverage :

Provides coverage for animals in the course of transit on a single trip basis. Simply put, covers your animal from point A to point B. Standard mortality rate applies, with a minimum policy premium of $250.00.